How to Plan a Wedding on a Budget

Dreaming of a beautiful wedding without breaking the bank? You’re not alone!

Weddings are one of life’s most exciting milestones, but they can also come with a hefty price tag. From the venue and catering to entertainment and those all-important finishing touches, costs can quickly spiral out of control.

But here’s the good news: with a little creativity, smart planning, and some clever cost-saving tricks, you can absolutely have the wedding of your dreams - without overspending!

Here’s your ultimate guide to planning a stunning, memorable wedding that feels anything but "budget".

1. Set a Realistic Budget (and Stick to It)

First things first, figure out exactly how much you can afford to spend. Sit down with your partner and agree on a figure that feels manageable for both of you. Once you have that figure, break it down into key categories - venue, catering, dress, entertainment, décor, etc. - and allocate funds for each.

Always include a "miscellaneous" section for unexpected costs. They will pop up, and it’s best to be prepared!

Top Tip: Use free budget-tracking tools and apps like Bridebook or Hitched, or create a simple spreadsheet to stay on top of your spending.

2. Prioritise What Matters Most

Before booking anything, figure out what’s important to you both. Is it the dream venue? A killer live band? Or an incredible wedding photographer?

Spend where it matters most, and pare back on the things that matter less.

When it comes to entertainment, a brilliant live band can truly take the party up a notch - check out this blog post for tips on how to choose the right wedding band.

3. Pick the Right Venue

The venue is usually one of the biggest expenses, but it’s also an area where you can save if you think outside of the box.

• Look for venues that offer packages - including food, drinks and décor - to avoid extra costs.

• Consider non-traditional spaces like gardens, village halls, pubs, or even a family member’s home.

• Opt for an off-peak date (think winter months or weekdays) when venues often offer lower rates.

And remember, a blank-canvas venue means you can get creative with DIY décor!

Top Tip: If you want to cut your venue costs even more, consider a registry office wedding and then hosting a party or reception later. This is a more affordable option, giving you more room in the budget for things like entertainment and extras.

4. Save on Wedding Entertainment Without Sacrificing Quality

Entertainment keeps the party alive, so it's worth getting it right - but that doesn't mean you have to blow the budget.

At FPM Music Management, we offer a range of incredibly talented bands and musicians to suit all styles, with pricing to match. Plus, many of our acts include a free DJ service as part of their package, meaning you get a full night of entertainment for one fee!

Booking through a trusted agency also means no hidden costs or nasty surprises. Explore our blog on live wedding music to learn why it’s a worthwhile investment.

5. Hire Local Suppliers to Reduce Travel Costs

Hiring local suppliers is a great way to save money. Many wedding bands, photographers, and other vendors will charge extra for travel, especially if they need to come from out of town or across the country.

By opting for local suppliers, you can cut travel costs and help support your community. Check out our post on why you should hire local for cost-saving tips specific to Devon, Cornwall, Somerset and Dorset.

6. DIY Where You Can

If you’ve got the time (and patience!), DIY can save you hundreds - if not thousands - on your wedding costs. Some ideas include:

• Creating your own wedding invitations

• Designing simple flower arrangements or table centrepieces

• Making favours or signage yourself

• Crafting custom place cards or menus

• Baking your own dessert bar

• Sourcing and styling your own ceremony arch

Get friends and family involved, too. Most people are happy to lend a hand, and it adds a lovely, personal touch to your big day.

7. Find the Right Suppliers (and Be Honest About Your Budget)

Whether you’re speaking to florists, caterers, or photographers, be upfront about your budget. Many suppliers will tailor a package to suit your needs or suggest ways to help reduce costs.

Always get multiple quotes, and don't be afraid to negotiate! Being polite but firm can often help you get a better deal.

And when it comes to music, trust a reputable supplier like FPM Music Management to help you find the right act within your price range, without compromising quality.

Top Tip: Some suppliers offer flexible payment plans to spread the cost, making it easier to manage your budget.

8. Budget-Friendly Saving Tips and Tricks

Small savings can add up quickly! Here are a few clever ways to cut costs without cutting corners:

• Repurpose Your Flowers: Reuse ceremony arrangements as part of your reception décor. No need to double up.

• Simplify Catering: A buffet, BBQ, or food truck can be easier on your budget - and way more fun than a formal sit-down meal.

• Cake Hack: Order a small "showpiece" cake and supplement it with a simple sheet cake for cutting and serving.

• Dress Smart: Check out sample sales, second-hand options, or rental services for your wedding attire.

• Trim the Guest List: Fewer people means less spent on food, drink, and the venue.

• Buy Pre-Loved: Look into renting or buying second-hand décor through wedding resale sites or marketplaces like Facebook, eBay and Vinted.

• Save on Accommodation: Block-book rooms or choose a venue with on-site stays. You’ll often get a group discount - better for the budget and easier for guests.

Head over to our blog for more wedding inspiration and expert tips on how to plan your perfect day.

9. Keep the Focus on the Fun

Your guests aren’t going to remember the fancy table linens or whether your napkins matched your chair sashes.

What they will remember is the atmosphere, the love in the room, and how much fun they had dancing the night away.

Focus your energy - and budget - on the elements that create an amazing experience for you and your guests. Think great food, great people, and great music.

Plan Your Dream Wedding with FPM Music Management

A beautiful wedding doesn’t have to cost the earth. By setting clear priorities, making smart decisions, and choosing trusted suppliers, you can create a magical day without maxing out your bank account.

Explore our range of South West wedding bands, and then get in touch with us to find out how we can help you bring your celebration to life, whatever your budget.